Banco de España extends its pilot credit data programme to Valencian companies
Banco de España extends to Valencia its pilot data exchange programme with large companies to strengthen the ICAS BE credit assessment system, previously launched in Madrid and Barcelona.
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Published on 24 October 2026. The news, plans and figures cited reflect that context and may have changed since.
Bank of Spain expands its pilot programme for credit information exchange
The Bank of Spain has extended its pilot initiative of collaboration with large companies to València in order to strengthen the ICAS BE credit assessment system. The programme, which began in June in Madrid and Barcelona, seeks to improve the quality of the information used in credit risk analysis through the voluntary exchange of data.
This expansion phase includes specific presentations aimed at Valencian companies, with the aim of incorporating a greater volume of up-to-date and detailed information. The focus is on strengthening the robustness of the assessment model without imposing regulatory obligations on participants.
Implications for the financial sector
The measure forms part of the institution's ongoing efforts to modernise its supervisory and macroprudential analysis tools. By having more accurate and up-to-date data, the Bank of Spain will be able to provide a more complete view of the credit landscape in the country.
The pilot programme is being developed in a context of monetary stability in the eurozone, where credit information plays a key role in the decision-making of financial entities and regulators.
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